Yield Discovery

Compare stablecoin yields across DeFi & CeFi protocols

Yield Optimizer

DeFi CeFi Tokenized Treasury Fintech Rewards All

CLARITYAll Allowed Allowed + conditional Banned

Showing 12 CeFi rates matching mode = cefi ratesClear filters

Total TVL

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n/a for CeFi

CeFi rates

Stable-Stable

2350

DeFi

5273

CeFi Rates

0 CeFi rates from major platformsManually curated — rates may vary

Platform	Asset	APY	Safety	Lockup	Jurisdiction	Insurance / Regulation	Link
No CeFi rates match your search.

DeFi yields carry risk. Higher APYs often indicate higher risk. Always DYOR. Source links go directly to the protocol — StableLens does not custody funds.

Risk-free baseline3-mo T-bill 3.68% · Insured cash up to ~4.70% (FDIC avg 0.38%) — public data, Treasury feed updated 2026-05-22; FDIC ref updated 2026-05-15.

No investment-grade venue currently meets the threshold. T-bills pay 3.68% risk-free; until a venue clears the investment-grade tier with a defensible spread, parking in T-bills is the honest baseline.

Dollar-yield spectrum · safest → highest-yield

Risk-free cash
3.68%
— baseline —
3-mo T-bill (Treasury)
Insured cash
4.70%
+102 bps vs T-bill
Top public reference (FDIC-insured)
Bank stablecoins
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No rows indexed yet
Tokenized treasuries
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62 indexed · awaiting grades
CeFi rates
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No rows indexed yet
DeFi pools
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No rows indexed yet

TradFi rungs are public-data reference rates (no affiliate links). Stablecoin rungs are graded by the StableLens v2.0 venue-aware model; methodology.