USDG (Robinhood Earn via Morpho)
USDGRobinhood Earn pays a variable ~7% APY on USDG by lending it into Morpho vaults, and scores B/83 on StableLens — a strong platform paired with an A-grade coin — but it is a lending position, not an FDIC/SIPC-insured deposit.
StableLens score
Platform × Stablecoin model · v1.0Confidence: Medium · scale is distinct from the DeFi pool grader
Frequently asked
Is Robinhood Earn FDIC or SIPC insured?
No. Robinhood Earn is a crypto earn product, not a bank deposit — the USDG is lent from a self-custody wallet, so it is not FDIC- or SIPC-insured and the yield is variable, not guaranteed.
Where does the ~7% yield come from?
USDG is lent on-chain into Morpho vaults; the rate comes from on-chain lending demand and moves with it.
Is USDG safe?
USDG scores A/92 on StableLens compliance, and aligns with the GENIUS Act framework. That is a methodology classification, not a guarantee — see the USDG report for reserves, attestations, and peg history.
What does the B/83 StableLens score mean?
It is the Platform × Stablecoin model · v1.0: the platform's quality tier (90) multiplied by USDG's compliance score (92), scaled to 0–100. It rates the platform and the coin — not the underlying DeFi credit layer — and is a methodology classification, not investment advice.
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- ✓Full yield & structure breakdown
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- ✓Depeg alerts & watchlists