USDM scores 66/100 (Moderately Compliant tier) — methodology verdict: watch.
The StableLens Score is a venue-aware analytical composite across 17 risk dimensions. Read the full methodology →
The lowest-scoring dimensions for USDM under methodology v2.0, and the full-marks criteria for each. A model output — not advice to the issuer or to holders.
Current assessment: Pays yield (GENIUS Act risk).
Full marks require bankruptcy protection for holders, no yield paid to holders (a GENIUS Act requirement), and issuer activities limited to permitted stablecoin functions.
Current assessment: Foreign jurisdiction.
Full marks require federal (OCC/Fed) or NYDFS supervision, BSA/AML compliance, and a license scope that matches issuance size (federal oversight above $10B).
Current assessment: Monthly audits by Attestation provided.
Full marks require monthly or real-time (on-chain) attestations by a Big-4 auditor, CEO/CFO attestation, on-chain attestation, and a public reserve breakdown.
Methodology classification — not investment advice. How the dimensions are scored →
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