USDM
USDMsource: StableLens reference & flow dataReport incorrect data
Frequently asked
Is USDM FDIC or SIPC insured?
No. USDM is a crypto earn product, not a bank deposit — the USDM is held and deployed by aave-v3, so it is not FDIC- or SIPC-insured and the yield is variable, not guaranteed.
Where does the ~3% yield come from?
USDM deploys the deposited USDM to generate the rate; it is variable, not fixed.
Is USDM safe?
USDM scores B-/66 on StableLens compliance. That is a methodology classification, not a guarantee — see the USDM report for reserves, attestations, and peg history.
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