APR (annual percentage rate)
APR
A simple annualised yield rate that does not account for compounding.
APR = periodic rate × compounding periods per year. It understates realised returns when interest is reinvested. Most lending protocols quote both APR and APY (annual percentage yield); StableLens normalises every pool to APY for cross-protocol comparability.
Related terms
- APY (annual percentage yield)An annualised yield that accounts for compounding — the standard quote for variable-rate lending.
- Risk-adjusted APYHeadline APY discounted by the StableLens risk model — comparable across protocols, chains, and structures.
- Compound yieldThe yield realised when interest is reinvested at the same rate it's earned, producing exponential growth.