Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | XAUT Tether Gold Proxy score | APXUSD apxUSD Proxy score | USD0 Usual USD | RLUSD Ripple USD |
|---|---|---|---|---|
| Market Cap | $2.70B | $519.0M | $554.3M | $1.74B |
| Peg Status | UNKNOWN | STABLE | STABLE | STABLE |
| Peg Deviation | — | 0.041% | 0.156% | 0.000% |
| Issuer | Tether | Unknown | Usual Protocol | Ripple |
| Issuer Type | Centralized | — | Algorithmic Protocol | Centralized |
| Jurisdiction | Unknown | Unknown | EU regulated | US regulated |
| Reserve Transparency | Audited Reports | None/Opaque | On-Chain | Audited Reports |
| Redemption Rights | — | — | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days |
| Governance | Issuer Controlled | — | DAO Governance | Issuer Controlled |
| Compliance Score | D28/100 | C40/100 | B-61/100 | A91/100 |
| Yield Eligibility | Not eligible | Not eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.