Ripple USD
RLUSDSTABLEGENIUS READYCLARITY COMPLIANT
CoinGecko
Source: CoinGecko
Market Cap
$1.49B
Peg Deviation
+0.009%
Regulatory Grade
A+
Regulatory Score
91/100
Issuer & Reserve Details
Issuer
Ripple
Issuer Type
Centralized
Treasury Transparency
Audited Reports
Backing Type
—
Regulatory Scorecard
GENIUS READYCLARITY COMPLIANT
Reserve CompositionAll reserves in GENIUS Act permitted assets
Compliant20/20
Audit & TransparencyMonthly audits by BPM LLP
Compliant16/20
Redemption Rights≤2 Business Days redemption
Compliant13/15
Issuer LicensingNYDFS Regulated (NYDFS (via Standard Custody & Trust))
Compliant14/15
Consumer ProtectionConsumer protections in place
Compliant15/15
CLARITY ClassificationPermitted payment stablecoin classification
Compliant13/15
Reserve Assets
Cash & Bank Deposits, T-Bills (≤93 days)
Audit Frequency
Monthly by BPM LLP
Redemption
≤2 Business Days+ Fiat
License
NYDFS Regulated
NYDFS (via Standard Custody & Trust)
Classification
Permitted Payment Stablecoin
Backing Ratio
100% (Segregated)
Top Yields for RLUSD
Source: DeFiLlama
| Platform | Chain | Type | Yield Source | APY | TVL | Safety | Links |
|---|---|---|---|---|---|---|---|
 uniswap-v3 Multiple Audits |  Ethereum | DeFi | LP Fees | 26.83% | $2.2M | B · 79 | |
 curve-dex Multiple Audits | Ethereum | DeFi | LP Fees | 7.90% | $94.2M | A · 96 | |
 beefy | Ethereum | DeFi | Unknown | 7.64% | $3.3M | C · 60 | |
 euler-v2 Audited | Ethereum | DeFi | Unknown | 6.39% | $80.0M | A · 86 | |
 morpho-v1 Multiple Audits | Ethereum | DeFi | Lending | 6.09% | $133.8M | A · 98 | |
 merkl Audited | Ethereum | DeFi | Emissions | 3.84% | $133.8M | A · 90 | |
 pendle Audited | Ethereum | DeFi | Vault Strategy | 3.59% | $1.7M | B · 80 | |
merkl Audited | Ethereum | DeFi | Emissions | 3.21% | $471.1M | A · 90 |
Audit & Attestation History
No audit records available
Attestation reports will appear here when available
Disclaimer: Compliance scores are for informational purposes only and do not constitute financial or legal advice. Regulatory scores are based on the GENIUS Act (S.1582) and CLARITY Act (H.R.3633) frameworks using publicly available information. The GENIUS Act takes effect no later than January 18, 2027. Always conduct your own research.
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