Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USDY Ondo US Dollar Yield | A7A5 A7A5 Proxy score | RLUSD Ripple USD | USDTB USDtb Proxy score |
|---|---|---|---|---|
| Market Cap | $2.13B | $492.0M | $1.74B | $1.09B |
| Peg Status | UNKNOWN | UNKNOWN | STABLE | STABLE |
| Peg Deviation | — | — | 0.000% | 0.113% |
| Issuer | Ondo Finance | Unknown | Ripple | Ethena Labs |
| Issuer Type | Centralized | — | Centralized | Algorithmic Protocol |
| Jurisdiction | Foreign regulated | Unknown | US regulated | Unknown |
| Reserve Transparency | Audited Reports | None/Opaque | Audited Reports | On-Chain |
| Redemption Rights | 1:1 par · 3-5 Business Days | — | 1:1 par · ≤2 Business Days | — |
| Governance | Issuer Controlled | — | Issuer Controlled | DAO Governance |
| Compliance Score | B-64/100 | F5/100 | A91/100 | B70/100 |
| Yield Eligibility | Not eligible | Not eligible | Eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.