Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USDC USD Coin | DAI Dai | YLDS YLDS Proxy score | USDY Ondo US Dollar Yield |
|---|---|---|---|---|
| Market Cap | $76.40B | $4.35B | $509.3M | $2.13B |
| Peg Status | STABLE | STABLE | STABLE | UNKNOWN |
| Peg Deviation | 0.045% | 0.031% | 0.037% | — |
| Issuer | Circle | MakerDAO | Unknown | Ondo Finance |
| Issuer Type | Centralized | Decentralized DAO | — | Centralized |
| Jurisdiction | US regulated | Unregulated | Unknown | Foreign regulated |
| Reserve Transparency | Audited Reports | On-Chain | None/Opaque | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | 1:1 par · Instant (On-Chain) | — | 1:1 par · 3-5 Business Days |
| Governance | Issuer Controlled | DAO Governance | — | Issuer Controlled |
| Compliance Score | A92/100 | C+56/100 | D25/100 | B-64/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.