Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USAT USAT Proxy score | YLDS YLDS Proxy score | USDT Tether | PYUSD PayPal USD |
|---|---|---|---|---|
| Market Cap | $159.4M | $509.3M | $189.41B | $3.59B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.136% | 0.038% | 0.106% | 0.023% |
| Issuer | Unknown | Unknown | Tether | Paxos / PayPal |
| Issuer Type | — | — | Centralized | Centralized |
| Jurisdiction | Unknown | Unknown | Foreign regulated | US regulated |
| Reserve Transparency | None/Opaque | None/Opaque | Audited Reports | Audited Reports |
| Redemption Rights | — | — | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days |
| Governance | — | — | Issuer Controlled | Issuer Controlled |
| Compliance Score | D25/100 | D25/100 | B71/100 | A+95/100 |
| Yield Eligibility | Not eligible | Not eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.