USDT scores 71/100 (Substantially Compliant tier) — methodology verdict: watch.
The StableLens Score is a venue-aware analytical composite across 17 risk dimensions. Read the full methodology →
The lowest-scoring dimensions for USDT under methodology v2.0, and the full-marks criteria for each. A model output — not advice to the issuer or to holders.
Current assessment: Foreign jurisdiction.
Full marks require federal (OCC/Fed) or NYDFS supervision, BSA/AML compliance, and a license scope that matches issuance size (federal oversight above $10B).
Current assessment: Quarterly audits by BDO Italia.
Full marks require monthly or real-time (on-chain) attestations by a Big-4 auditor, CEO/CFO attestation, on-chain attestation, and a public reserve breakdown.
Current assessment: Consumer protections in place.
Full marks require bankruptcy protection for holders, no yield paid to holders (a GENIUS Act requirement), and issuer activities limited to permitted stablecoin functions.
Methodology classification — not investment advice. How the dimensions are scored →
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