Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USAT USAT Proxy score | RLUSD Ripple USD | PYUSD PayPal USD | A7A5 A7A5 Proxy score |
|---|---|---|---|---|
| Market Cap | $159.5M | $1.74B | $3.58B | $512.8M |
| Peg Status | STABLE | STABLE | STABLE | UNKNOWN |
| Peg Deviation | 0.091% | 0.000% | 0.025% | — |
| Issuer | Unknown | Ripple | Paxos / PayPal | Unknown |
| Issuer Type | — | Centralized | Centralized | — |
| Jurisdiction | Unknown | US regulated | US regulated | Unknown |
| Reserve Transparency | None/Opaque | Audited Reports | Audited Reports | None/Opaque |
| Redemption Rights | — | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days | — |
| Governance | — | Issuer Controlled | Issuer Controlled | — |
| Compliance Score | D25/100 | A91/100 | A+95/100 | F5/100 |
| Yield Eligibility | Not eligible | Eligible | Eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.