Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USAT USAT Proxy score | RLUSD Ripple USD | DAI Dai | USDC USD Coin |
|---|---|---|---|---|
| Market Cap | $159.4M | $1.74B | $4.35B | $76.40B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.140% | 0.002% | 0.026% | 0.035% |
| Issuer | Unknown | Ripple | MakerDAO | Circle |
| Issuer Type | — | Centralized | Decentralized DAO | Centralized |
| Jurisdiction | Unknown | US regulated | Unregulated | US regulated |
| Reserve Transparency | None/Opaque | Audited Reports | On-Chain | Audited Reports |
| Redemption Rights | — | 1:1 par · ≤2 Business Days | 1:1 par · Instant (On-Chain) | 1:1 par · ≤2 Business Days |
| Governance | — | Issuer Controlled | DAO Governance | Issuer Controlled |
| Compliance Score | D25/100 | A91/100 | C+56/100 | A92/100 |
| Yield Eligibility | Not eligible | Eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.