Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | RLUSD Ripple USD | USDY Ondo US Dollar Yield | USDE Ethena USDe | U United Stables Proxy score |
|---|---|---|---|---|
| Market Cap | $1.74B | $2.14B | $4.45B | $1.03B |
| Peg Status | STABLE | UNKNOWN | STABLE | STABLE |
| Peg Deviation | 0.003% | — | 0.098% | 0.033% |
| Issuer | Ripple | Ondo Finance | Ethena Labs | Unknown |
| Issuer Type | Centralized | Centralized | Algorithmic Protocol | — |
| Jurisdiction | US regulated | Foreign regulated | Foreign regulated | Unknown |
| Reserve Transparency | Audited Reports | Audited Reports | On-Chain | None/Opaque |
| Redemption Rights | 1:1 par · ≤2 Business Days | 1:1 par · 3-5 Business Days | 1:1 par · 3-5 Business Days | — |
| Governance | Issuer Controlled | Issuer Controlled | DAO Governance | — |
| Compliance Score | A91/100 | B-64/100 | C45/100 | D25/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.