Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | RLUSD Ripple USD | USDY Ondo US Dollar Yield | GHO GHO | USDTB USDtb Proxy score |
|---|---|---|---|---|
| Market Cap | $1.74B | $2.14B | $583.4M | $1.09B |
| Peg Status | STABLE | UNKNOWN | STABLE | STABLE |
| Peg Deviation | 0.000% | — | 0.099% | 0.084% |
| Issuer | Ripple | Ondo Finance | Aave DAO | Ethena Labs |
| Issuer Type | Centralized | Centralized | Decentralized DAO | Algorithmic Protocol |
| Jurisdiction | US regulated | Foreign regulated | Unregulated | Unknown |
| Reserve Transparency | Audited Reports | Audited Reports | On-Chain | On-Chain |
| Redemption Rights | 1:1 par · ≤2 Business Days | 1:1 par · 3-5 Business Days | 1:1 par · Instant (On-Chain) | — |
| Governance | Issuer Controlled | Issuer Controlled | DAO Governance | DAO Governance |
| Compliance Score | A91/100 | B-64/100 | C+58/100 | B70/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.