Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | RLUSD Ripple USD | APXUSD apxUSD Proxy score | USDC USD Coin | USDY Ondo US Dollar Yield |
|---|---|---|---|---|
| Market Cap | $1.74B | $519.0M | $76.40B | $2.14B |
| Peg Status | STABLE | STABLE | STABLE | UNKNOWN |
| Peg Deviation | 0.000% | 0.021% | 0.024% | — |
| Issuer | Ripple | Unknown | Circle | Ondo Finance |
| Issuer Type | Centralized | — | Centralized | Centralized |
| Jurisdiction | US regulated | Unknown | US regulated | Foreign regulated |
| Reserve Transparency | Audited Reports | None/Opaque | Audited Reports | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | 1:1 par · ≤2 Business Days | 1:1 par · 3-5 Business Days |
| Governance | Issuer Controlled | — | Issuer Controlled | Issuer Controlled |
| Compliance Score | A91/100 | C40/100 | A92/100 | B-64/100 |
| Yield Eligibility | Eligible | Not eligible | Eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.