Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | GHO GHO | U United Stables Proxy score | PYUSD PayPal USD | RLUSD Ripple USD |
|---|---|---|---|---|
| Market Cap | $583.4M | $1.03B | $3.58B | $1.74B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.109% | 0.024% | 0.021% | 0.000% |
| Issuer | Aave DAO | Unknown | Paxos / PayPal | Ripple |
| Issuer Type | Decentralized DAO | — | Centralized | Centralized |
| Jurisdiction | Unregulated | Unknown | US regulated | US regulated |
| Reserve Transparency | On-Chain | None/Opaque | Audited Reports | Audited Reports |
| Redemption Rights | 1:1 par · Instant (On-Chain) | — | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days |
| Governance | DAO Governance | — | Issuer Controlled | Issuer Controlled |
| Compliance Score | C+58/100 | D25/100 | A+95/100 | A91/100 |
| Yield Eligibility | Not eligible | Not eligible | Eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.