Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | DAI Dai | USDS USDS | USDY Ondo US Dollar Yield | USDC USD Coin |
|---|---|---|---|---|
| Market Cap | $4.38B | $11.11B | $2.14B | $76.40B |
| Peg Status | STABLE | STABLE | UNKNOWN | STABLE |
| Peg Deviation | 0.037% | 0.028% | — | 0.027% |
| Issuer | MakerDAO | Sky (formerly MakerDAO) | Ondo Finance | Circle |
| Issuer Type | Decentralized DAO | Decentralized DAO | Centralized | Centralized |
| Jurisdiction | Unregulated | Unregulated | Foreign regulated | US regulated |
| Reserve Transparency | On-Chain | On-Chain | Audited Reports | Audited Reports |
| Redemption Rights | 1:1 par · Instant (On-Chain) | 1:1 par · Instant (On-Chain) | 1:1 par · 3-5 Business Days | 1:1 par · ≤2 Business Days |
| Governance | DAO Governance | DAO Governance | Issuer Controlled | Issuer Controlled |
| Compliance Score | C+56/100 | C+56/100 | B-64/100 | A92/100 |
| Yield Eligibility | Not eligible | Not eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.