Yield Discovery

Compare stablecoin yields across DeFi & CeFi protocols

Yield Optimizer

DeFi CeFi Tokenized Treasury Fintech Rewards All

CLARITYAll Allowed Allowed + conditional Banned

Showing 394 DeFi pools matching mode = defi poolsClear filters

Total TVL

$38.14B

Pools indexed

5,226

Stable-Stable

2312

DeFi

5226

CeFi Rates

Risk vs return

v2.0 composite (higher = safer →) plotted against headline APY. 394 pools in the stable-stable set.

Loading chart…

Top 20 by methodology score

Highest v2.0 composite first, ties broken by headline APY. Static summary — see the interactive directory below to filter, sort, and explore the full 394-pool universe.

#	Platform	Pool	Chain	APY	TVL	Grade
1	aave-v3	RLUSD	Ethereum	4.92%	$105.2M	B
2	aave-v3	SGHO	Ethereum	4.25%	$135.6M	B
3	aave-v3	USDE	Ethereum	4.12%	$147.2M	B
4	aave-v3	USDC	Ethereum	3.41%	$164.0M	B
5	aave-v3	SUSDE	Ethereum	2.98%	$247.8M	B
6	aave-v3	USDC	Ethereum	7.60%	$52.4M	B
7	pendle	USDAI	Arbitrum	6.93%	$35.4M	B
8	aave-v3	USDT	Ethereum	6.80%	$84.6M	B
9	morpho-blue	SENRLUSDV2	Ethereum	5.21%	$214.6M	B
10	aave-v3	USDTB	Ethereum	5.17%	$71.1M	B
11	morpho-blue	STEAKUSDTBETHENA	Ethereum	5.07%	$120.2M	B
12	morpho-blue	SENPYUSDMAIN	Ethereum	4.91%	$295.5M	B
13	aave-v3	SGHO	Ethereum	3.76%	$77.2M	B
14	morpho-blue	STEAKUSDC	Ethereum	3.75%	$107.7M	B
15	compound-v3	USDC	Ethereum	3.18%	$49.2M	B
16	compound-v3	USDT	Ethereum	2.73%	$55.6M	B
17	aave-v3	USDT	Ethereum	2.67%	$424.2M	B
18	morpho-blue	SENPYUSD	Ethereum	2.64%	$295.5M	B
19	aave-v3	USDC	Arbitrum	2.45%	$39.2M	B
20	morpho-blue	SENRLUSD	Ethereum	1.88%	$214.6M	B

394 pools in stable-stable tab · low IL risk

Source: on-chain pool aggregators

0 pools · sorted by risk-adjusted yield

No pools match the current filters

The institutional default (TVL ≥ $50M, risk grade ≥ B) is the baseline. Lower the TVL slider or relax the grade in the sidebar to see more.

DeFi yields carry risk. Higher APYs often indicate higher risk. Always DYOR. Source links go directly to the protocol — StableLens does not custody funds.

Risk-free baseline3-mo T-bill 3.69% · Insured cash up to ~4.70% (FDIC avg 0.38%) — public data, Treasury feed updated 2026-05-29; FDIC ref updated 2026-05-15.

No institutional-tier venue currently meets the threshold. T-bills pay 3.69% risk-free; until a venue clears the institutional tier with a defensible spread, parking in T-bills is the honest baseline.

Dollar-yield spectrum · safest → highest-yield

Risk-free cash
3.69%
— baseline —
3-mo T-bill (Treasury)
Insured cash
4.70%
+101 bps vs T-bill
Top public reference (FDIC-insured)
Bank stablecoins
—
—
Not yet indexed
Tokenized treasuries
3.69%
reference rate
Reference · on-chain MMFs track the 3-mo T-bill, net of fees
CeFi rates
—
—
Not yet indexed
DeFi pools
5.25%
+156 bps vs T-bill
Representative · 75th percentile of 223 pools ≥ $10M TVL

TradFi rungs are public-data reference rates (no affiliate links). Stablecoin rungs are graded by the StableLens v2.0 venue-aware model; methodology.

Yield Discovery

Risk vs return

Top 20 by methodology score

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APY range — 0% to 50%

Min TVL — $50M

Min composite — 40

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