Fiat & Cross-Border

Remittance Cost Calculator

Rails Benchmarks

• wire fee pct small: 0.05 — Typical bank wire effective fee for small transfers (5%)
• wire fee pct large: 0.01 — Effective fees can drop toward 1% for large transfers
• stablecoin fee pct: 0.005 — Assumed all-in stablecoin transfer friction (0.5%)
• ach settlement days: 1-3 — ACH domestic settlement window
• wire settlement hours: 2-24 — SWIFT/gpi varies by corridor; business hours dependent

On/Off-Ramps & Providers