USDT0 yield opportunities

38 indexed places to earn across crypto and traditional venues. Compare facts, inspect the evidence, then choose for yourself.

Research USDT0 How evidence works

Opportunity	Published APY	Liquidity	Access	Last checked	Evidence	Actions
USDT0 symbiosis · Lending · rsk Source: DefiLlama via StableLens ingestion ↗	0.26% Base 0.26% · rewards 0.00% variable · rewards excluded	$71K Exit liquidity unknown	Open access Region not specified	Oct 9, 2026 Source timestamp	Unrated 30% confidence Evidence incomplete — 30% confidence · +3 more Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 (Fixed term 360d) fwb · Lending · polygon Source: DefiLlama via StableLens ingestion ↗	12.0% Base 12.0% · rewards 0.00% variable · rewards excluded	$22K Exit liquidity unknown	Open access Region not specified	Oct 9, 2026 Source timestamp	Unrated 32% confidence Evidence incomplete — 32% confidence · +3 more Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 (Neverland Isolated Yuzu) neverland · Lending · monad Source: DefiLlama via StableLens ingestion ↗	17.3% Base 2.44% · rewards 14.8% variable · rewards included	$14K Exit liquidity unknown	Open access Region not specified	Oct 9, 2026 Source timestamp	Unrated 30% confidence Evidence incomplete — 30% confidence · +3 more Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
FEUSDT0 morpho-blue · Lending · hyperliquid-l1 Source: DefiLlama via StableLens ingestion ↗	6.43% Base 6.43% · rewards 0.00% variable · rewards excluded	$2.4M Exit liquidity unknown	Open access Region not specified	Oct 9, 2026 Source timestamp	Unrated 35% confidence Evidence incomplete — 35% confidence · +1 more Exit liquidity unavailable	Open source ↗View evidence
USDT0 (Aave) beefy · Lending · monad Source: DefiLlama via StableLens ingestion ↗	4.36% Base — · rewards 0.00% variable · rewards excluded	$662K Exit liquidity unknown	Open access Region not specified	Oct 8, 2026 Source timestamp	Unrated 30% confidence Evidence incomplete — 30% confidence · +3 more Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 (Neverland Markets) neverland · Lending · monad Source: DefiLlama via StableLens ingestion ↗	9.61% Base 2.70% · rewards 6.91% variable · rewards included	$667K Exit liquidity unknown	Open access Region not specified	Oct 8, 2026 Source timestamp	Unrated 0% confidence Evidence incomplete — 0% confidence · +3 more Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
WNUSDT0-WNAUSD-WNUSDC (Balancer) beefy · Lending · monad Source: DefiLlama via StableLens ingestion ↗	5.32% Base — · rewards 0.00% variable · rewards excluded	$102K Exit liquidity unknown	Open access Region not specified	Oct 8, 2026 Source timestamp	Unrated 30% confidence Evidence incomplete — 30% confidence · +3 more Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 fluid-lending · Lending · polygon Source: DefiLlama via StableLens ingestion ↗	4.74% Base 4.74% · rewards 0.00% variable · rewards excluded	$514K Exit liquidity unknown	Open access Region not specified	Oct 2, 2026 Source timestamp	Unrated 32% confidence Evidence incomplete — 32% confidence · +4 more Stale — observed 6 days ago Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 (Core) xoxno-lending · Lending · stellar Source: DefiLlama via StableLens ingestion ↗	1.50% Base 1.50% · rewards 0.00% variable · rewards excluded	$23K Exit liquidity unknown	Open access Region not specified	Oct 1, 2026 Source timestamp	Unrated 32% confidence Evidence incomplete — 32% confidence · +4 more Stale — observed 7 days ago Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 aave-v3 · Lending · mantle Source: DefiLlama via StableLens ingestion ↗	4.45% Base 3.08% · rewards 1.38% variable · rewards included	$19.9M Exit liquidity unknown	Open access Region not specified	Oct 1, 2026 Source timestamp	Unrated 39% confidence Evidence incomplete — 39% confidence · +2 more Stale — observed 7 days ago Exit liquidity unavailable	Open venue ↗View evidence
USDT0 aave-v3 · Lending · monad Source: DefiLlama via StableLens ingestion ↗	25.7% Elevated rate Base 22.5% · rewards 3.19% variable · rewards included	$348 Exit liquidity unknown	Open access Region not specified	Sep 30, 2026 Source timestamp	Unrated 0% confidence Dust liquidity — less than $10K TVL / AUM · +4 more Evidence incomplete — 0% confidence Stale — observed 8 days ago Exit liquidity unavailable Below liquidity threshold	Open venue ↗View evidence
USDT0 aave-v3 · Lending · plasma Source: DefiLlama via StableLens ingestion ↗	14.6% Base 13.7% · rewards 0.88% variable · rewards included	$129 Exit liquidity unknown	Open access Region not specified	Sep 30, 2026 Source timestamp	Unrated 37% confidence Dust liquidity — less than $10K TVL / AUM · +4 more Evidence incomplete — 37% confidence Stale — observed 8 days ago Exit liquidity unavailable Below liquidity threshold	Open venue ↗View evidence
USDT0 (Morpho) beefy · Lending · monad Source: DefiLlama via StableLens ingestion ↗	46.2% Elevated rate Base — · rewards 0.00% variable · rewards excluded	$15K Exit liquidity unknown	Open access Region not specified	Sep 3, 2026 Source timestamp	Unrated 0% confidence Evidence incomplete — 0% confidence · +4 more Stale — observed 35 days ago Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 (Morpho) beefy · Lending · arbitrum Source: DefiLlama via StableLens ingestion ↗	1.95% Base — · rewards 0.00% variable · rewards excluded	$43K Exit liquidity unknown	Open access Region not specified	Aug 20, 2026 Source timestamp	Unrated 32% confidence Evidence incomplete — 32% confidence · +4 more Stale — observed 49 days ago Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0-USDC joe-v2.2 · Lending · monad Source: DefiLlama via StableLens ingestion ↗	1.31% Base 1.31% · rewards 0.00% variable · rewards excluded	$53K Exit liquidity unknown	Open access Region not specified	Jul 28, 2026 Source timestamp	Unrated 30% confidence Evidence incomplete — 30% confidence · +4 more Stale — observed 72 days ago Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 aave-v3 · Lending · megaeth Source: DefiLlama via StableLens ingestion ↗	12.6% Base 12.6% · rewards 0.00% variable · rewards excluded	$0 Exit liquidity unknown	Open access Region not specified	Jul 1, 2026 Source timestamp	Unrated 37% confidence Dust liquidity — less than $10K TVL / AUM · +4 more Evidence incomplete — 37% confidence Stale — observed 99 days ago Exit liquidity unavailable Below liquidity threshold	Open venue ↗View evidence
USDT0 townsquare · Lending · monad Source: DefiLlama via StableLens ingestion ↗	4.48% Rate composition unknown variable · rewards inclusion unknown	$36K Exit liquidity unknown	Open access Region not specified	Jun 17, 2026 Source timestamp	Unrated 0% confidence Evidence incomplete — 0% confidence · +5 more Stale — observed 113 days ago Exit liquidity unavailable Audit evidence unavailable Rate composition unknown Below liquidity threshold	Open source ↗View evidence
USDT0 springx · Lending · plasma Source: DefiLlama via StableLens ingestion ↗	20.0% Rate composition unknown variable · rewards inclusion unknown	$13K Exit liquidity unknown	Open access Region not specified	Jun 13, 2026 Source timestamp	Unrated 0% confidence Evidence incomplete — 0% confidence · +5 more Stale — observed 117 days ago Exit liquidity unavailable Audit evidence unavailable Rate composition unknown Below liquidity threshold	Open source ↗View evidence
USDT0 nabla-finance · Lending · hyperliquid-l1 Source: DefiLlama via StableLens ingestion ↗	32.4% Elevated rate Base 32.4% · rewards 0.00% variable · rewards excluded	$12K Exit liquidity unknown	Open access Region not specified	Jun 3, 2026 Source timestamp	Unrated 30% confidence Evidence incomplete — 30% confidence · +4 more Stale — observed 127 days ago Exit liquidity unavailable Audit evidence unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 (Edge UltraYield USDT0) euler-v2 · Lending · plasma Source: DefiLlama via StableLens ingestion ↗	2.58% Base 2.58% · rewards 0.00% variable · rewards excluded	$8K Exit liquidity unknown	Open access Region not specified	Jun 1, 2026 Source timestamp	Unrated 0% confidence Dust liquidity — less than $10K TVL / AUM · +4 more Evidence incomplete — 0% confidence Stale — observed 129 days ago Exit liquidity unavailable Below liquidity threshold	Open source ↗View evidence
USDT0 yldr · Lending · polygon Source: DefiLlama via StableLens ingestion ↗	3.82% Rate composition unknown variable · rewards inclusion unknown	$2K Exit liquidity unknown	Open access Region not specified	May 30, 2026 Source timestamp	Unrated 32% confidence Dust liquidity — less than $10K TVL / AUM · +6 more Evidence incomplete — 32% confidence Stale — observed 131 days ago Exit liquidity unavailable Audit evidence unavailable Rate composition unknown Below liquidity threshold	Open source ↗View evidence
USDT0 prime-protocol · Lending · polygon Source: DefiLlama via StableLens ingestion ↗	1.40% Rate composition unknown variable · rewards inclusion unknown	$1K Exit liquidity unknown	Open access Region not specified	May 29, 2026 Source timestamp	Unrated 32% confidence Dust liquidity — less than $10K TVL / AUM · +6 more Evidence incomplete — 32% confidence Stale — observed 132 days ago Exit liquidity unavailable Audit evidence unavailable Rate composition unknown Below liquidity threshold	Open source ↗View evidence

USDT0

symbiosis · Lending · rsk

0.26%

published APY

TVL / AUM

$71K

Checked

Oct 9, 2026

Access

Open access

Evidence

30% confidence

What is missing

Evidence incomplete — 30% confidence · +3 more

Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Fixed term 360d)

fwb · Lending · polygon

12.0%

published APY

TVL / AUM

$22K

Checked

Oct 9, 2026

Access

Open access

Evidence

32% confidence

What is missing

Evidence incomplete — 32% confidence · +3 more

Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Neverland Isolated Yuzu)

neverland · Lending · monad

17.3%

published APY

TVL / AUM

$14K

Checked

Oct 9, 2026

Access

Open access

Evidence

30% confidence

What is missing

Evidence incomplete — 30% confidence · +3 more

Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards included

Open source ↗View evidence

FEUSDT0

morpho-blue · Lending · hyperliquid-l1

6.43%

published APY

TVL / AUM

$2.4M

Checked

Oct 9, 2026

Access

Open access

Evidence

35% confidence

What is missing

Evidence incomplete — 35% confidence · +1 more

Exit liquidity unavailable

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Aave)

beefy · Lending · monad

4.36%

published APY

TVL / AUM

$662K

Checked

Oct 8, 2026

Access

Open access

Evidence

30% confidence

What is missing

Evidence incomplete — 30% confidence · +3 more

Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Neverland Markets)

neverland · Lending · monad

9.61%

published APY

TVL / AUM

$667K

Checked

Oct 8, 2026

Access

Open access

Evidence

0% confidence

What is missing

Evidence incomplete — 0% confidence · +3 more

Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards included

Open source ↗View evidence

WNUSDT0-WNAUSD-WNUSDC (Balancer)

beefy · Lending · monad

5.32%

published APY

TVL / AUM

$102K

Checked

Oct 8, 2026

Access

Open access

Evidence

30% confidence

What is missing

Evidence incomplete — 30% confidence · +3 more

Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0

fluid-lending · Lending · polygon

4.74%

published APY

TVL / AUM

$514K

Checked

Oct 2, 2026

Access

Open access

Evidence

32% confidence

What is missing

Evidence incomplete — 32% confidence · +4 more

Stale — observed 6 days ago
Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Core)

xoxno-lending · Lending · stellar

1.50%

published APY

TVL / AUM

$23K

Checked

Oct 1, 2026

Access

Open access

Evidence

32% confidence

What is missing

Evidence incomplete — 32% confidence · +4 more

Stale — observed 7 days ago
Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0

aave-v3 · Lending · mantle

4.45%

published APY

TVL / AUM

$19.9M

Checked

Oct 1, 2026

Access

Open access

Evidence

39% confidence

What is missing

Evidence incomplete — 39% confidence · +2 more

Stale — observed 7 days ago
Exit liquidity unavailable

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards included

Open venue ↗View evidence

USDT0

aave-v3 · Lending · monad

Elevated rate

25.7%

published APY

TVL / AUM

$348

Checked

Sep 30, 2026

Access

Open access

Evidence

0% confidence

What is missing

Dust liquidity — less than $10K TVL / AUM · +4 more

Evidence incomplete — 0% confidence
Stale — observed 8 days ago
Exit liquidity unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards included

Open venue ↗View evidence

USDT0

aave-v3 · Lending · plasma

14.6%

published APY

TVL / AUM

$129

Checked

Sep 30, 2026

Access

Open access

Evidence

37% confidence

What is missing

Dust liquidity — less than $10K TVL / AUM · +4 more

Evidence incomplete — 37% confidence
Stale — observed 8 days ago
Exit liquidity unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards included

Open venue ↗View evidence

USDT0 (Morpho)

beefy · Lending · monad

Elevated rate

46.2%

published APY

TVL / AUM

$15K

Checked

Sep 3, 2026

Access

Open access

Evidence

0% confidence

What is missing

Evidence incomplete — 0% confidence · +4 more

Stale — observed 35 days ago
Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Morpho)

beefy · Lending · arbitrum

1.95%

published APY

TVL / AUM

$43K

Checked

Aug 20, 2026

Access

Open access

Evidence

32% confidence

What is missing

Evidence incomplete — 32% confidence · +4 more

Stale — observed 49 days ago
Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0-USDC

joe-v2.2 · Lending · monad

1.31%

published APY

TVL / AUM

$53K

Checked

Jul 28, 2026

Access

Open access

Evidence

30% confidence

What is missing

Evidence incomplete — 30% confidence · +4 more

Stale — observed 72 days ago
Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0

aave-v3 · Lending · megaeth

12.6%

published APY

TVL / AUM

Checked

Jul 1, 2026

Access

Open access

Evidence

37% confidence

What is missing

Dust liquidity — less than $10K TVL / AUM · +4 more

Evidence incomplete — 37% confidence
Stale — observed 99 days ago
Exit liquidity unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open venue ↗View evidence

USDT0

townsquare · Lending · monad

4.48%

published APY

TVL / AUM

$36K

Checked

Jun 17, 2026

Access

Open access

Evidence

0% confidence

What is missing

Evidence incomplete — 0% confidence · +5 more

Stale — observed 113 days ago
Exit liquidity unavailable
Audit evidence unavailable
Rate composition unknown
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards inclusion unknown

Open source ↗View evidence

USDT0

springx · Lending · plasma

20.0%

published APY

TVL / AUM

$13K

Checked

Jun 13, 2026

Access

Open access

Evidence

0% confidence

What is missing

Evidence incomplete — 0% confidence · +5 more

Stale — observed 117 days ago
Exit liquidity unavailable
Audit evidence unavailable
Rate composition unknown
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards inclusion unknown

Open source ↗View evidence

USDT0

nabla-finance · Lending · hyperliquid-l1

Elevated rate

32.4%

published APY

TVL / AUM

$12K

Checked

Jun 3, 2026

Access

Open access

Evidence

30% confidence

What is missing

Evidence incomplete — 30% confidence · +4 more

Stale — observed 127 days ago
Exit liquidity unavailable
Audit evidence unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0 (Edge UltraYield USDT0)

euler-v2 · Lending · plasma

2.58%

published APY

TVL / AUM

$8K

Checked

Jun 1, 2026

Access

Open access

Evidence

0% confidence

What is missing

Dust liquidity — less than $10K TVL / AUM · +4 more

Evidence incomplete — 0% confidence
Stale — observed 129 days ago
Exit liquidity unavailable
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards excluded

Open source ↗View evidence

USDT0

yldr · Lending · polygon

3.82%

published APY

TVL / AUM

$2K

Checked

May 30, 2026

Access

Open access

Evidence

32% confidence

What is missing

Dust liquidity — less than $10K TVL / AUM · +6 more

Evidence incomplete — 32% confidence
Stale — observed 131 days ago
Exit liquidity unavailable
Audit evidence unavailable
Rate composition unknown
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards inclusion unknown

Open source ↗View evidence

USDT0

prime-protocol · Lending · polygon

1.40%

published APY

TVL / AUM

$1K

Checked

May 29, 2026

Access

Open access

Evidence

32% confidence

What is missing

Dust liquidity — less than $10K TVL / AUM · +6 more

Evidence incomplete — 32% confidence
Stale — observed 132 days ago
Exit liquidity unavailable
Audit evidence unavailable
Rate composition unknown
Below liquidity threshold

Source: DefiLlama via StableLens ingestion ↗ · variable · rewards inclusion unknown

Open source ↗View evidence

Showing 22 results · 22 indexed in this category · server-filtered

Rates can change at any time. StableLens does not custody assets or execute transactions. A listing is not an endorsement, and Unrated means the evidence is incomplete—not that the opportunity is neutral-risk.