Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USAT USAT Proxy score | XAUT Tether Gold Proxy score | USDS USDS | DAI Dai |
|---|---|---|---|---|
| Market Cap | $159.5M | $2.70B | $11.11B | $4.38B |
| Peg Status | STABLE | UNKNOWN | STABLE | STABLE |
| Peg Deviation | 0.104% | — | 0.023% | 0.032% |
| Issuer | Unknown | Tether | Sky (formerly MakerDAO) | MakerDAO |
| Issuer Type | — | Centralized | Decentralized DAO | Decentralized DAO |
| Jurisdiction | Unknown | Unknown | Unregulated | Unregulated |
| Reserve Transparency | None/Opaque | Audited Reports | On-Chain | On-Chain |
| Redemption Rights | — | — | 1:1 par · Instant (On-Chain) | 1:1 par · Instant (On-Chain) |
| Governance | — | Issuer Controlled | DAO Governance | DAO Governance |
| Compliance Score | D25/100 | D28/100 | C+56/100 | C+56/100 |
| Yield Eligibility | Not eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.