Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USAT USAT Proxy score | USDC USD Coin | PYUSD PayPal USD | USD0 Usual USD |
|---|---|---|---|---|
| Market Cap | $159.4M | $76.40B | $3.59B | $554.4M |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.145% | 0.038% | 0.019% | 0.136% |
| Issuer | Unknown | Circle | Paxos / PayPal | Usual Protocol |
| Issuer Type | — | Centralized | Centralized | Algorithmic Protocol |
| Jurisdiction | Unknown | US regulated | US regulated | EU regulated |
| Reserve Transparency | None/Opaque | Audited Reports | Audited Reports | On-Chain |
| Redemption Rights | — | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days |
| Governance | — | Issuer Controlled | Issuer Controlled | DAO Governance |
| Compliance Score | D25/100 | A92/100 | A+95/100 | B-61/100 |
| Yield Eligibility | Not eligible | Eligible | Eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.