Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | RLUSD Ripple USD | DAI Dai | U United Stables Proxy score | USD1 USD1 |
|---|---|---|---|---|
| Market Cap | $1.74B | $4.38B | $1.03B | $4.78B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.000% | 0.037% | 0.073% | 0.136% |
| Issuer | Ripple | MakerDAO | Unknown | World Liberty Financial |
| Issuer Type | Centralized | Decentralized DAO | — | Centralized |
| Jurisdiction | US regulated | Unregulated | Unknown | Unknown |
| Reserve Transparency | Audited Reports | On-Chain | None/Opaque | None/Opaque |
| Redemption Rights | 1:1 par · ≤2 Business Days | 1:1 par · Instant (On-Chain) | — | Not guaranteed |
| Governance | Issuer Controlled | DAO Governance | — | Issuer Controlled |
| Compliance Score | A91/100 | C+56/100 | D25/100 | C40/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.