Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | PYUSD PayPal USD | U United Stables Proxy score | GHO GHO | USDD USDD Proxy score |
|---|---|---|---|---|
| Market Cap | $3.58B | $1.03B | $583.4M | $1.52B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.021% | 0.024% | 0.099% | 0.062% |
| Issuer | Paxos / PayPal | Unknown | Aave DAO | TRON DAO Reserve |
| Issuer Type | Centralized | — | Decentralized DAO | Algorithmic Protocol |
| Jurisdiction | US regulated | Unknown | Unregulated | Unknown |
| Reserve Transparency | Audited Reports | None/Opaque | On-Chain | On-Chain |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | 1:1 par · Instant (On-Chain) | — |
| Governance | Issuer Controlled | — | DAO Governance | DAO Governance |
| Compliance Score | A+95/100 | D25/100 | C+58/100 | B70/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.