Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | PYUSD PayPal USD | BFUSD BFUSD Proxy score | USDY Ondo US Dollar Yield | APXUSD apxUSD Proxy score |
|---|---|---|---|---|
| Market Cap | $3.58B | $1.32B | $2.14B | $519.0M |
| Peg Status | STABLE | STABLE | UNKNOWN | STABLE |
| Peg Deviation | 0.022% | 0.122% | — | 0.035% |
| Issuer | Paxos / PayPal | Binance | Ondo Finance | Unknown |
| Issuer Type | Centralized | Centralized | Centralized | — |
| Jurisdiction | US regulated | Unknown | Foreign regulated | Unknown |
| Reserve Transparency | Audited Reports | Audited Reports | Audited Reports | None/Opaque |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | 1:1 par · 3-5 Business Days | — |
| Governance | Issuer Controlled | Issuer Controlled | Issuer Controlled | — |
| Compliance Score | A+95/100 | B-63/100 | B-64/100 | C40/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.