Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | DAI Dai | U United Stables Proxy score | USDC USD Coin | APXUSD apxUSD Proxy score |
|---|---|---|---|---|
| Market Cap | $4.38B | $1.03B | $76.40B | $519.0M |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.039% | 0.044% | 0.021% | 0.021% |
| Issuer | MakerDAO | Unknown | Circle | Unknown |
| Issuer Type | Decentralized DAO | — | Centralized | — |
| Jurisdiction | Unregulated | Unknown | US regulated | Unknown |
| Reserve Transparency | On-Chain | None/Opaque | Audited Reports | None/Opaque |
| Redemption Rights | 1:1 par · Instant (On-Chain) | — | 1:1 par · ≤2 Business Days | — |
| Governance | DAO Governance | — | Issuer Controlled | — |
| Compliance Score | C+56/100 | D25/100 | A92/100 | C40/100 |
| Yield Eligibility | Not eligible | Not eligible | Eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.