Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | APXUSD apxUSD Proxy score | PYUSD PayPal USD | GHO GHO | USDY Ondo US Dollar Yield |
|---|---|---|---|---|
| Market Cap | $519.0M | $3.58B | $583.4M | $2.14B |
| Peg Status | STABLE | STABLE | STABLE | UNKNOWN |
| Peg Deviation | 0.025% | 0.002% | 0.097% | — |
| Issuer | Unknown | Paxos / PayPal | Aave DAO | Ondo Finance |
| Issuer Type | — | Centralized | Decentralized DAO | Centralized |
| Jurisdiction | Unknown | US regulated | Unregulated | Foreign regulated |
| Reserve Transparency | None/Opaque | Audited Reports | On-Chain | Audited Reports |
| Redemption Rights | — | 1:1 par · ≤2 Business Days | 1:1 par · Instant (On-Chain) | 1:1 par · 3-5 Business Days |
| Governance | — | Issuer Controlled | DAO Governance | Issuer Controlled |
| Compliance Score | C40/100 | A+95/100 | C+58/100 | B-64/100 |
| Yield Eligibility | Not eligible | Eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.