USDC (yoUSD)
USDCsource: StableLens reference & flow dataReport incorrect data
Frequently asked
Is USDC (yoUSD) FDIC or SIPC insured?
No. USDC (yoUSD) is a crypto earn product, not a bank deposit — the USDC is held and deployed by yo-protocol, so it is not FDIC- or SIPC-insured and the yield is variable, not guaranteed.
Where does the ~4% yield come from?
USDC (yoUSD) deploys the deposited USDC to generate the rate; it is variable, not fixed.
Is USDC safe?
USDC scores A/92 on StableLens compliance, and aligns with the GENIUS Act framework. That is a methodology classification, not a guarantee — see the USDC report for reserves, attestations, and peg history.
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