SoFi Checking & Savings (USD cash)
StableLens indexes 3.80% published APY for SoFi Earn, last observed May 28, 2026, with unscored evidence confidence. This is a sourced observation, not an endorsement or guaranteed live rate.
Opportunity evidence status
Visible evidence gaps
- Evidence confidence unavailable
- Stale — observed 93 days ago
- Exit liquidity unavailable
- Audit evidence unavailable
- Rate composition unknown
Unrated means the opportunity evidence is incomplete, not that the opportunity is neutral-risk. A listing is not an endorsement.
Frequently asked
What rate does StableLens currently index for SoFi Earn?
StableLens indexes a published APY of 3.80% on the stablecoin, last observed May 28, 2026. This is an observation, not a guaranteed rate; verify the current rate and terms at the linked source or venue.
What evidence does StableLens have for this opportunity?
The current evidence-confidence value is not available. Rate composition is not documented in the indexed fields. Missing information remains unknown rather than being converted into a neutral score.
What should a user verify before using this opportunity?
Verify the live rate, reward composition, withdrawal or lockup terms, available liquidity, access restrictions, and the exact product destination. StableLens displays the evidence it has but does not custody assets or execute deposits.
Yield & structure
⚠ FDIC-insured bank savings APY on USD cash (not a stablecoin). "Up to 3.80%" includes a temporary 0.70% promotional boost through 2026-12-31; base 3.10% APY with qualifying direct deposit. SoFi has no stablecoin earn product.