USDS
USDSsource: StableLens reference & flow dataReport incorrect data
Frequently asked
Is USDS FDIC or SIPC insured?
No. USDS is a crypto earn product, not a bank deposit — the USDS is held and deployed by spark-savings, so it is not FDIC- or SIPC-insured and the yield is variable, not guaranteed.
Where does the ~4% yield come from?
USDS deploys the deposited USDS to generate the rate; it is variable, not fixed.
Is USDS safe?
See the USDS report for its compliance score, reserves, and peg history.
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- ✓Full yield & structure breakdown
- ✓Custody, credit layer & insurance detail
- ✓Institutional reference data (custodian, regulator, ISIN)
- ✓Subscription / redemption flows
- ✓Direct source & announcement links
- ✓Depeg alerts & watchlists