USDB-USDT (Concentrated - 0.01%)
USDBFrequently asked
Is USDB-USDT (Concentrated - 0.01%) FDIC or SIPC insured?
No. USDB-USDT (Concentrated - 0.01%) is a crypto earn product, not a bank deposit — the USDB is held and deployed by raydium-amm, so it is not FDIC- or SIPC-insured and the yield is variable, not guaranteed.
Where does the ~2% yield come from?
USDB-USDT (Concentrated - 0.01%) deploys the deposited USDB to generate the rate; it is variable, not fixed.
Is USDB safe?
USDB scores B/70 on StableLens compliance. That is a methodology classification, not a guarantee — see the USDB report for reserves, attestations, and peg history.
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