SoFi Earn (SOFIE tokenized deposit)
SOFIEStableLens indexes 4.40% published APY for SoFi Earn on SOFIE, last observed Oct 20, 2026, with 2% evidence confidence. This is a sourced observation, not an endorsement or guaranteed live rate.
Opportunity evidence status
Visible evidence gaps
- Evidence incomplete — 2% confidence
- Exit liquidity unavailable
- Audit evidence unavailable
- Rate composition unknown
Unrated means the opportunity evidence is incomplete, not that the opportunity is neutral-risk. A listing is not an endorsement.
Frequently asked
What rate does StableLens currently index for SoFi Earn?
StableLens indexes a published APY of 4.40% on SOFIE, last observed Oct 20, 2026. This is an observation, not a guaranteed rate; verify the current rate and terms at the linked source or venue.
What evidence does StableLens have for this opportunity?
The current evidence-confidence value is 2%. Rate composition is not documented in the indexed fields. Missing information remains unknown rather than being converted into a neutral score.
What should a user verify before using this opportunity?
Verify the live rate, reward composition, withdrawal or lockup terms, available liquidity, access restrictions, and the exact product destination. StableLens displays the evidence it has but does not custody assets or execute deposits.
Yield & structure
⚠ Tokenized deposit representing a deposit liability of SoFi Bank, N.A. (Member FDIC), eligible for FDIC insurance up to standard limits. SOFIE is not a payment stablecoin; SoFi's separate payment stablecoin is SOFID (SOFIUSD). 4.40% variable APY, rates current as of 2026-10-20. US only.