Question 1

How does StableLens grade Layerbank?

Accepted Answer

StableLens applies its v1.0 ten-dimension risk model to every yield pool on Layerbank. The grade combines smart-contract risk, issuer/asset, peg stability, liquidity, counterparty, chain, oracle/bridge, regulatory, sustainability, and counter-stress scores into a letter grade from AAA (lowest risk) to D (highest). The full methodology is open source at /methodology/v0.1.

Question 2

Is Layerbank considered DeFi or CeFi?

Accepted Answer

Layerbank is classified as DeFi on StableLens. DeFi means the protocol runs as a smart contract — users retain custody and execution is on-chain.

Question 3

What is Layerbank's audit status?

Accepted Answer

Layerbank carries StableLens audit tier "Partial". Partial means some components are audited but not the full surface. See the protocol details panel for the auditor list and links to individual audit reports.

Question 4

What tier does StableLens place Layerbank in?

Accepted Answer

Layerbank is Tier 3 on StableLens. Tier 1 is reserved for blue-chip DeFi protocols with multi-billion-dollar historical TVL and a multi-year unblemished operational history. Tier 2 is established protocols with strong audit + history. Tier 3 is newer or smaller. Tier 4 is unverified or experimental.

Question 5

Are Layerbank yields safe to deposit into?

Accepted Answer

StableLens does not provide investment advice. The risk grade summarizes our analysis but every depositor must do their own diligence. The Deposit links on pool pages route directly to Layerbank — StableLens never custodies funds, never signs transactions, and never executes trades on your behalf.

Protocol details