Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | XAUT Tether Gold Proxy score | USDC USD Coin | USDY Ondo US Dollar Yield | USDS USDS |
|---|---|---|---|---|
| Market Cap | $2.70B | $76.40B | $2.14B | $11.11B |
| Peg Status | UNKNOWN | STABLE | UNKNOWN | STABLE |
| Peg Deviation | — | 0.032% | — | 0.021% |
| Issuer | Tether | Circle | Ondo Finance | Sky (formerly MakerDAO) |
| Issuer Type | Centralized | Centralized | Centralized | Decentralized DAO |
| Jurisdiction | Unknown | US regulated | Foreign regulated | Unregulated |
| Reserve Transparency | Audited Reports | Audited Reports | Audited Reports | On-Chain |
| Redemption Rights | — | 1:1 par · ≤2 Business Days | 1:1 par · 3-5 Business Days | 1:1 par · Instant (On-Chain) |
| Governance | Issuer Controlled | Issuer Controlled | Issuer Controlled | DAO Governance |
| Compliance Score | D28/100 | A92/100 | B-64/100 | C+56/100 |
| Yield Eligibility | Not eligible | Eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.