Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USDP Pax Dollar | DAI Dai | USD1 USD1 | PYUSD PayPal USD |
|---|---|---|---|---|
| Market Cap | $31.9M | $4.36B | $4.64B | $2.95B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.135% | 0.042% | 0.144% | 0.000% |
| Issuer | Paxos | MakerDAO | World Liberty Financial | Paxos / PayPal |
| Issuer Type | Centralized | Decentralized DAO | Centralized | Centralized |
| Jurisdiction | US regulated | Unregulated | Unknown | US regulated |
| Reserve Transparency | Audited Reports | On-Chain | None/Opaque | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | 1:1 par · Instant (On-Chain) | Not guaranteed | 1:1 par · ≤2 Business Days |
| Governance | Issuer Controlled | DAO Governance | Issuer Controlled | Issuer Controlled |
| StableLens Score | A+95/100 | C+56/100 | C40/100 | A+95/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.