Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USDC USD Coin | USDTB USDtb Proxy score | U United Stables Proxy score | XAUT Tether Gold Proxy score |
|---|---|---|---|---|
| Market Cap | $76.40B | $1.09B | $1.03B | $2.69B |
| Peg Status | STABLE | STABLE | STABLE | UNKNOWN |
| Peg Deviation | 0.035% | 0.113% | 0.002% | — |
| Issuer | Circle | Ethena Labs | Unknown | Tether |
| Issuer Type | Centralized | Algorithmic Protocol | — | Centralized |
| Jurisdiction | US regulated | Unknown | Unknown | Unknown |
| Reserve Transparency | Audited Reports | On-Chain | None/Opaque | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | — | — |
| Governance | Issuer Controlled | DAO Governance | — | Issuer Controlled |
| Compliance Score | A92/100 | B70/100 | D25/100 | D28/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.