Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | USD0 Usual USD | U United Stables Proxy score | USDC USD Coin | PYUSD PayPal USD |
|---|---|---|---|---|
| Market Cap | $554.3M | $1.03B | $76.40B | $3.58B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.155% | 0.000% | 0.026% | 0.004% |
| Issuer | Usual Protocol | Unknown | Circle | Paxos / PayPal |
| Issuer Type | Algorithmic Protocol | — | Centralized | Centralized |
| Jurisdiction | EU regulated | Unknown | US regulated | US regulated |
| Reserve Transparency | On-Chain | None/Opaque | Audited Reports | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | 1:1 par · ≤2 Business Days | 1:1 par · ≤2 Business Days |
| Governance | DAO Governance | — | Issuer Controlled | Issuer Controlled |
| Compliance Score | B-61/100 | D25/100 | A92/100 | A+95/100 |
| Yield Eligibility | Not eligible | Not eligible | Eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.