Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | PYUSD PayPal USD | YLDS YLDS Proxy score | USDS USDS | RLUSD Ripple USD |
|---|---|---|---|---|
| Market Cap | $3.58B | $509.3M | $11.11B | $1.74B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.004% | 0.039% | 0.023% | 0.000% |
| Issuer | Paxos / PayPal | Unknown | Sky (formerly MakerDAO) | Ripple |
| Issuer Type | Centralized | — | Decentralized DAO | Centralized |
| Jurisdiction | US regulated | Unknown | Unregulated | US regulated |
| Reserve Transparency | Audited Reports | None/Opaque | On-Chain | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | 1:1 par · Instant (On-Chain) | 1:1 par · ≤2 Business Days |
| Governance | Issuer Controlled | — | DAO Governance | Issuer Controlled |
| Compliance Score | A+95/100 | D25/100 | C+56/100 | A91/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.