Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | PYUSD PayPal USD | U United Stables Proxy score | A7A5 A7A5 Proxy score | EURC EURC Proxy score |
|---|---|---|---|---|
| Market Cap | $3.58B | $1.03B | $512.8M | $441.8M |
| Peg Status | STABLE | STABLE | UNKNOWN | UNKNOWN |
| Peg Deviation | 0.018% | 0.000% | — | — |
| Issuer | Paxos / PayPal | Unknown | Unknown | Circle |
| Issuer Type | Centralized | — | — | Centralized |
| Jurisdiction | US regulated | Unknown | Unknown | Unknown |
| Reserve Transparency | Audited Reports | None/Opaque | None/Opaque | Audited Reports |
| Redemption Rights | 1:1 par · ≤2 Business Days | — | — | — |
| Governance | Issuer Controlled | — | — | Issuer Controlled |
| Compliance Score | A+95/100 | D25/100 | F5/100 | D28/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.