Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric |  PYUSD PayPal USD |  DAI Dai |  A7A5 A7A5 Proxy score |  USD0 Usual USD |
|---|---|---|---|---|
| Market Cap | $3.58B | $4.38B | $512.8M | $554.3M |
| Peg Status | STABLE | STABLE | UNKNOWN | STABLE |
| Peg Deviation | 0.023% | 0.036% | — | 0.155% |
| Issuer | Paxos / PayPal | MakerDAO | Unknown | Usual Protocol |
| Issuer Type | Centralized | Decentralized DAO | — | Algorithmic Protocol |
| Jurisdiction | US regulated | Unregulated | Unknown | EU regulated |
| Reserve Transparency | Audited Reports | On-Chain | None/Opaque | On-Chain |
| Redemption Rights | 1:1 par · ≤2 Business Days | 1:1 par · Instant (On-Chain) | — | 1:1 par · ≤2 Business Days |
| Governance | Issuer Controlled | DAO Governance | — | DAO Governance |
| Compliance Score | A+95/100 | C+56/100 | F5/100 | B-61/100 |
| Yield Eligibility | Eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | ApprovedMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.
USDT
USDC
USDS
USD1
USDE
USDG
XAUT
PAXG
USDY
USDF
RLUSD
USDD
BFUSD
USDTB
U
GHO
APXUSD
YLDS
TUSD
EURC