Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | DAI Dai | USDY Ondo US Dollar Yield | USDTB USDtb Proxy score | U United Stables Proxy score |
|---|---|---|---|---|
| Market Cap | $4.38B | $2.14B | $1.09B | $1.03B |
| Peg Status | STABLE | UNKNOWN | STABLE | STABLE |
| Peg Deviation | 0.036% | — | 0.079% | 0.056% |
| Issuer | MakerDAO | Ondo Finance | Ethena Labs | Unknown |
| Issuer Type | Decentralized DAO | Centralized | Algorithmic Protocol | — |
| Jurisdiction | Unregulated | Foreign regulated | Unknown | Unknown |
| Reserve Transparency | On-Chain | Audited Reports | On-Chain | None/Opaque |
| Redemption Rights | 1:1 par · Instant (On-Chain) | 1:1 par · 3-5 Business Days | — | — |
| Governance | DAO Governance | Issuer Controlled | DAO Governance | — |
| Compliance Score | C+56/100 | B-64/100 | B70/100 | D25/100 |
| Yield Eligibility | Not eligible | Not eligible | Not eligible | Not eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:high | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:low | AvoidMethodology classification — not investment advice.Confidence:low |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.