Side-by-side institutional comparison — canonical compliance grade, methodology verdict, and IC-memo-ready exports per asset.
| Metric | BFUSD BFUSD Proxy score | USD0 Usual USD | YLDS YLDS Proxy score | PYUSD PayPal USD |
|---|---|---|---|---|
| Market Cap | $1.32B | $554.3M | $509.3M | $3.58B |
| Peg Status | STABLE | STABLE | STABLE | STABLE |
| Peg Deviation | 0.123% | 0.157% | 0.039% | 0.029% |
| Issuer | Binance | Usual Protocol | Unknown | Paxos / PayPal |
| Issuer Type | Centralized | Algorithmic Protocol | — | Centralized |
| Jurisdiction | Unknown | EU regulated | Unknown | US regulated |
| Reserve Transparency | Audited Reports | On-Chain | None/Opaque | Audited Reports |
| Redemption Rights | — | 1:1 par · ≤2 Business Days | — | 1:1 par · ≤2 Business Days |
| Governance | Issuer Controlled | DAO Governance | — | Issuer Controlled |
| Compliance Score | B-63/100 | B-61/100 | D25/100 | A+95/100 |
| Yield Eligibility | Not eligible | Not eligible | Not eligible | Eligible |
| Last Updated | Today | Today | Today | Today |
| Decision Summary | WatchMethodology classification — not investment advice.Confidence:low | WatchMethodology classification — not investment advice.Confidence:high | AvoidMethodology classification — not investment advice.Confidence:low | ApprovedMethodology classification — not investment advice.Confidence:high |
Verdicts are StableLens methodology classifications — Approved / Watch / Avoid / Insufficient — not investment advice. Compliance score is the canonical 6-dimension regulatory rubric (when a profile exists) or capped fallback (when not). See methodology.