Gemini
New York-based exchange founded by the Winklevoss twins. NYDFS-regulated trust company. Issuer of GUSD stablecoin.
CeFiFully LicensedEst. 2014USA
B
83/100
Low Risk
Safety Score Breakdown
Regulatory Compliance18/20
Security Infrastructure17/20
Track Record15/20
Transparency16/20
User Protection17/20
🏛Regulatory
Licenses
NY Trust Company (NYDFS), State MTLs
Regulators
NYDFS, State regulators
HQ
New York, NY, USA
🛡Security
Proof of ReservesYes
Cold Storage95%
InsuranceDigital asset insurance via captive entity. FDIC on USD.
Certifications
SOC 1 Type II, SOC 2 Type II, ISO 27001
📊Track Record
Years Operating11
Security BreachNo
Legal Issues
SEC charges re: Gemini Earn (2023) - settled
NYDFS $37M fine (2025) re: Earn program oversight
🔍Transparency
Public AuditsYes
Audit FirmBPM LLP
Public TeamYes
Public FinancialsNo
Stablecoin Rates at Gemini
GUSD3.49%
None (flexible)
USDC3.11%
None (flexible)
Risk scores are based on publicly available information and updated periodically. This is not financial advice. Always do your own research before depositing funds with any platform.