Regulatory Compliance
Institutional-grade compliance ratings powered by GENIUS Act and CLARITY Act frameworks. Each stablecoin is scored across 6 regulatory dimensions.
Compliance Ratings
66 stablecoins rated — 17 with full regulatory profilesSource: GENIUS Act + CLARITY Act Framework
| Asset | Issuer | Type | Treasury | Peg | GENIUS | CLARITY | Score |
|---|---|---|---|---|---|---|---|
 A7A5 A7A5 | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Neutrl USD NUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 YLDS YLDS | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 AUSD AUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Noble USDC USDC.N | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 GUSD GUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 StandX DUSD DUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Pleasing USD PUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Gaib AI Dollar Alpha USDC AIDAUSDC | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Avant USD AVUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 MNEE USD Stablecoin MNEE | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 CASH CASH | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Ring USD USDR | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Pleasing Gold PGOLD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 XDAI XDAI | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 EUR CoinVertible EURCV | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 sUSDa SUSDA | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Cygnus Finance Global USD CGUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Felix feUSD FEUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 OpenEden OpenDollar USDO | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Yuzu USD YZUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Fidelity Digital Dollar FIDD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Anchored Coins AEUR AEUR | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 USDX USDX | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 USDKG USDKG | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Alloy Tether AUSDT | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Eurite EURI | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Overnight.fi USD+ USD+ | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Jupiter Lend JUPUSD JLJUPUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 StraitsX XUSD XUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Aegis YUSD YUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Lista USD LISUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Resupply USD REUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Hive Dollar HBD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 XT Stablecoin XTUSD XTUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 JupUSD JUPUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 BOLD BOLD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 USD CoinVertible USDCV | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Frankencoin ZCHF | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Monerium EUR emoney EURE | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 MAI MIMATIC | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Noon USN USN | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 TerraClassicUSD USTC | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Noble Dollar (USDN) USDN | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Bucket Protocol BUCK Stablecoin BUCK | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 MetaMask USD MUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Honey HONEY | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Metronome Synth USD MSUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 USDH USDH | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Unity UTY | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 NXUSD NXUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Hylo USD HYUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Worldwide USD WUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 f(x) Protocol fxUSD FXUSD | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 XSGD XSGD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 WEMIX Dollar WEMIX$ | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 StablR Euro EURR | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Staked YUSD SYUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Hydrated Dollar HOLLAR | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 VCRED VCRED | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 Relend Network USDC (HyperEVM) RUSDC-HYPER | Unknown | — | None/Opaque | STABLE | N/A | N/A | F35/100 * |
 JPY Coin JPYC | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Nest Alpha Vault (LP) INALPHA | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Youves uUSD UUSD | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Mu Digital AZND AZND | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
 Rupiah Token IDRT | Unknown | — | None/Opaque | UNKNOWN | N/A | N/A | F5/100 * |
Regulatory Scoring Methodology
6-dimension framework derived from the GENIUS Act (S.1582, signed July 2025) and CLARITY Act (H.R.3633, passed House July 2025).
Reserve Composition
20 points
GENIUS Act permitted assets: cash, T-Bills (≤93d), repos (≤7d), govt MMFs. 1:1 backing, segregated, no rehypothecation.
Audit & Transparency
20 points
Monthly attestation by PCAOB-registered auditor, CEO/CFO certification, on-chain verification, public reserve breakdown.
Redemption Rights
15 points
1:1 at par within 2 business days, direct fiat redemption, transparent fees, surge capacity policy.
Issuer Licensing
15 points
Federal (OCC/Fed) or NYDFS regulated, BSA/AML compliant, $10B threshold compliance.
Consumer Protection
15 points
Bankruptcy-remote reserves, no yield to holders (GENIUS Act), limited permissible activities.
CLARITY Classification
15 points
Qualifies as permitted payment stablecoin (not security/commodity), low SEC enforcement risk.
GENIUS Act
Signed into law July 2025 — Effective Jan 2027
- 1:1 reserve backing with permitted assets only
- Monthly attestation by registered public accounting firm
- 2 business day redemption at par
- Issuers must be FDIC-insured or Fed-approved
- >$10B must transition to federal oversight
- >$50B must publish PCAOB-audited annual statements
- No yield/interest paid to stablecoin holders
CLARITY Act
Passed House July 2025 — In Senate Committee
- Payment stablecoins are NOT securities or commodities
- SEC/CFTC retain anti-fraud jurisdiction only
- Banking regulators supervise stablecoin issuers
- Must meet “permitted payment stablecoin” definition
- Fiat-pegged, 1:1 redeemable, issued by regulated entity
- Brokers/banks may custody and trade without securities concerns
Disclaimer: Compliance scores are informational only and do not constitute financial or legal advice. Scores marked with * use a legacy 3-factor model (issuer, treasury, peg). Full 6-dimension regulatory scores are available for stablecoins with detailed profiles. The GENIUS Act effective date is January 18, 2027 — “GENIUS Ready” indicates current compliance with the Act's requirements, not formal regulatory certification.